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Accident Claims Increase in Winter

Poor weather conditions are the main attribute to the increasing claims of accidents. This is because most drivers and pedestrians fall victims of these accidents during this time. The weather is chilly making the drivers distracted because they are cold and the roads are full with snow making the roads impassable. There is also poor visibility which makes it hard for the driver to see. The winter season is also a time when it becomes easy for road users to get involved in accidents either by being hit or by slipping and falling. Road users also take advantage of the winter season and raise claims on false pretence of animals being involved or the cause of the accident so that they can get paid; a move that has made many farmers to insure their animals. The rise of accident claims in winter has made many insurance companies have a hard time because they get to handle at least five different cases per day.

The disadvantage of this season being that it is hard to get a rented car because most car rental companies do not allow their cars to leave the site during this time. With the increase in accident claims in the winter season, the court and insurance companies handle the matter differently as compared to other accident cases. They have set up laws that are used during the winter season. For one to get compensation for his claims he will have to prove that the rules were strictly adhered to. To prevent making claims that can be disqualified due to your own negligence, one must be very conversant with what the rules state. For example, having lights on from certain times during winter, keeping off some roads or using the correct tires for your car among others, are common mistakes that can be assumed though may cost you. This may result to losing your claims because of negligence.

When making an accident claim during winter, always remember the following; Observe the rules on the road because you will be questioned and any wrong answer might lead to disqualification because you will fail to prove yourself. It is advisable that before you can file a complaint you should fully understand what the laws clearly state. Ensure to keep all expenses receipts you used during the accident. You will need this when filing for a claim. Lack of a record on the expenses will not prove anything which might make you lose out on the case. It is also important to retain all police reports so that the accused does not put the blame on you.

In a bid to reduce the number of accidents that happen during winter, it has been suggested that clocks which tell the time backwards be moved to tell time forward. Driving in darkness increases the number of accidents because it is risky to drive, so moving the clock forward would give more hours to the day which will reduce accidents.

Veronica Jewell writes for BGR Bloomer, an accident claims specialist based in Chester. Veronica is an interent technologist with a keen interest in law. She has written numerous articles on behalf of no win no fee lawyers. http://www.bgrb.co.uk/

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